Some provisions in a contract give people less to work with than others. That may be why so many people spend so much time going over the payment schedules, security and breach of contract provisions in an agreement they're considering, but then skip past the insurance and indemnity provisions as so much "boiler plate."  We see the importance of these provisions and pay particular attention to what insurance and indemnity is being contemplated. We're concerned with the language in these paragraphs, first and foremost, because whenever we agree to represent someone, we want to make sure we've helped the client identify whatever resources are available -- or will be at risk -- if things go in one direction rather than another. We concentrate on staying abreast of developments in insurance coverage and indemnity laws because virtually every matter we handle is effected by such laws We want to make sure our clients get the benefits of all available insurance coverage and indemnities.

We've provided guidance on the applicable insurance and indemnity laws for a host of clients, including state regulatory agencies, insurers and reinsurers, individual consumers, and businesses both local and national in scope.  So, regardless of whether our clients are embroiled in a major coverage dispute with an insurance carrier or just want an understanding of how the contracts they're negotiating may serve to allocates the risks of insurance and indemnity among the parties, we have the experience and the resources to answer those questions.